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Craig C. Marchiando
Consumer Litigation Associates, P.C. · Newport News, Virginia
5 articles on this site
Craig has been protecting consumers' rights nationwide for more than 15 years, focusing his practice on lawsuits brought under consumer-protection statutes like the Fair Credit Reporting Act. He helps consumers enforce their rights regarding not only the inaccuracies that pervade credit and background-check reports, but also as to reporting companies' and employers' failures to abide by the law in selling and using those reports. He also has represented clients with problems relating to identity theft, mortgages, and disputes with auto sellers and finance companies.
Litigating mainly class-action cases, Craig has represented thousands of consumers in successfully obtaining millions in benefits for class members and has been appointed class counsel by numerous courts across the country. He is licensed to practice law in four states and maintains a national practice.
As a member of the National Association of Consumer Advocates, Craig assists in educating other lawyers on all aspects of consumer litigation. He serves as NACA's Chair for Virginia, a position he has held since 2018.
Written by Craig
How to Dispute a HireRight Background Check Report
HireRight is an employment background screening company. Its reports go to employers making hiring decisions, which makes it a consumer reporting agency under the Fair Credit Reporting Act and
Background Checks · 7 min read
How Identity Theft Credit Blocks Work: What Bureaus Must Do
If you are an identity theft victim with an identity theft report, federal law gives you the right to have credit bureaus block fraudulent information from your credit file.
Consumer Rights · 4 min read
What Furnishers Must Do When You Report Identity Theft
When you report identity theft, the creditors and collectors that report your information, called 'furnishers,' have specific legal obligations.
Consumer Rights · 5 min read
Mixed Credit Files: When the Bureau Thinks You Are Someone Else
Your credit report contains accounts you never opened, addresses you never lived at, maybe even a Social Security number that is not yours.
Credit Reporting · 11 min read
Why Every Credit Report You Pull Is Worth Saving
Inquiries age off a credit report after two years. Save every report you ever pull; those inquiries can be the proof that the inaccurate data on your file was actually published to a third party.
Practical Advice · 7 min read