Fighting for consumers in a system designed to ignore them
Consumer Litigation Associates is a plaintiff-side consumer protection law firm with more than 30 years of experience holding credit bureaus, furnishers, and debt collectors accountable under the FCRA.
Why we do this work
Identity theft doesn't just damage credit scores — it derails lives. People lose jobs, get denied housing, pay higher interest rates, and spend months or years trying to fix problems they didn't create.
The Fair Credit Reporting Act was supposed to protect consumers. It requires bureaus and furnishers to investigate disputes and correct inaccurate information. But too often, "investigation" means a cursory computer match that rubber-stamps the original error.
When the system fails, the FCRA provides a remedy: the right to sue for damages. That's where we come in. We take cases where bureaus or furnishers violated the law, and we pursue compensation for the harm they caused.
We handle cases involving:
- Credit-report identity theft
- Mixed files (your report merged with someone else's)
- Failure to investigate disputes
- Re-insertion of deleted information
- Furnisher reporting violations
- Improper use of credit reports
- Mortgage servicing errors (RESPA / Reg X)
- Fair Debt Collection Practices Act violations
Awards & Recognition
Recognized by the best in the field
CLA is an elite consumer protection law firm. They are at the pinnacle of their field, one of the very most successful law firms in the country at representing individual consumers or classes of consumers, particularly those who've suffered from privacy injuries.
Paul Bland
Executive Director, Public Justice
The work they do is on the cutting edge of consumer law and is guided by a unique passion and desire to achieve real justice for their clients and for consumers in general.
Ira Rheingold
Executive Director, National Association of Consumer Advocates
Consumer Litigation Associates is one of the most innovative, and successful, consumer advocacy practices in the United States. CLA attorneys are recognized as the leading experts in their field whose legal acumen is highly respected and appreciated within our consumer advocacy community.
Stuart Rossman
Director of Litigation, National Consumer Law Center
Notable Results
Past results do not guarantee future outcomes.
Our Attorneys
Click any attorney card to read their full biography.
Our Offices
How we approach every case
Consumer-First Advocacy
We represent individuals, never credit bureaus or furnishers. Our loyalty is always to the people harmed by a broken system.
Know the Law Cold
The FCRA is complex. We study every case, every regulation, every emerging tactic the bureaus use to deny responsibility.
Documentation Obsession
Cases are won with paper trails. We help clients build ironclad records before and during litigation.
Accessible Guidance
Legal jargon helps no one. We explain your rights and options in plain language so you can make informed decisions.
What to expect when you contact us
Free Case Review
Tell us what happened. We'll review your situation and let you know whether you have a viable FCRA claim. No cost, no obligation.
Document collection
If you have a case, we'll help you gather the evidence: dispute letters, certified-mail receipts, credit reports, and any other documentation.
Pursue your claim
We handle the legal work on contingency — you pay nothing unless we recover compensation for you. The FCRA also allows recovery of attorney's fees.
Why there's no cost to you
Congress designed the FCRA to encourage private enforcement. When you win an FCRA case, the defendant pays your attorney's fees on top of your damages. This means we can take cases on contingency with zero out-of-pocket cost to you.
We only get paid if you get paid. Our interests are aligned with yours: pursue the strongest possible case and maximize your recovery.
Ready to discuss your case?
If you've disputed inaccurate information and the bureaus or furnishers refused to fix it, you may have a legal claim. Let's talk.
The information on this website is for general informational purposes only and does not constitute legal advice. No attorney-client relationship is formed by using this site or contacting us. Past results do not guarantee future outcomes. Each case is different and must be evaluated on its own facts.